The start of the New Year is the perfect time to check up on your credit report. All consumers can get one FREE report per year. Keep in mind this is just the report and does not include your credit score. A score can be purchased for a fee. Visit Annualcreditreport.com. Click the tab, Request Yours Now. You will have to provide your social security number and be able to answer some questions about past transactions like previous or current employer, phone number used, etc.
Be sure to review your report. If you find any errors, it’s your responsibility to notify the credit reporting agency.