FDIC Report Reviews Events and Lessons of 2008 (Source: DocuTicker)
“A Year in Bank Supervision: 2008 and a Few of Its Lessons” chronicles a year in which financial institution credit risk and liquidity stresses came to the fore, triggering an array of emergency financial support programs and reassessments of financial regulation. This article concludes with observations on how these events may influence the future focus of bank supervision.
This issue of Supervisory Insights also previews new requirements included in amendments to Regulation Z (Truth-in-Lending) and the Home Ownership and Equity Protection Act, which will take effect later this year. “Changes to Regulation Z Afford Increased Consumer Protections” identifies useful implications of these new requirements for examiners and bankers.
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